The Quicksand Story

Our story through the quicksand of our own financial crisis

Archive for the tag “forclosure”

Health Insurance??

We had a bit of a scare last week.  My 10 year old son got bitten by a bug and it got infected.  It is bothering him but he waits a week to tell me.  It is high on the back of his leg and he is embarrassed, I can understand.  BUT…… we ended up with an issue.  By the time I saw it, it was a yucky blob of infection so I took him to the doctor.  I am thankful that we have health insurance but I know many families out there do not.

We got him on antibiotics because the the infection was a little too aggressive and the following day we ended up with 1/4 inch bleeding hole where the bug bite had been the day before.  It is almost gone now a week later but we found out over the weekend that it was a MRSA infection.  MRSA is an antibiotic resistant strain of staph.  It can be really bad and scary.  I have known people to be seriously disfigured from MRSA infections.

After this experience I began to think about what I would have done without health insurance.  How many times do kids get bumps and scrapes where we as parents shrug it off as just a kid thing?  We are lucky to have health insurance, but more so we are lucky to budget $500 per child for emergencies.  When we lived without health insurance, I used to live in fear that something would happen.  I relate to the tons of Americans out there who do not have it.  If you are one of the people out there who do not have it I would recommend you set aside approx. $500 per child for emergencies.  Stash it in your house if you need to.  Start small, but grow it, because how valuable is the peace of mind that comes with knowing you can afford to take your child to the doctor if you need to.

I do not want to think about what could have happened if we did not get treatment for my son when we did.

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Life is as tough as you make it

Life is as tough as you make it and boy had we made a mess! Choosing our reaction to our tough life is a choice. For years I had read books about changing your mindset and changing your life. It wasn’t until I was in my darkest days that it all clicked. I began each day saying my mantra over and over again:

I would like to believe that I can make a million dollars.

I am open to imagining that I can make a million dollars.

I trust that I can make a million dollars.

I can make a million dollars.

I am making a million dollars.

Those five lines kept me going. I chose to react to my tough life differently. I didn’t even believe it could happen (at first) that we could have more than $50 a week for food or that we could see light at the end of our dark tunnel but I said my mantra.  Over and Over again I said it until I began to believe it.  Then one day I did believe it.  That is the day Paul came home with a raise.  It was small but it was enough, and it was a start.

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