The Quicksand Story

Our story through the quicksand of our own financial crisis

Choices and Changes

When our choices impact our family’s future we are forced to look within ourselves and find a way out of our own mess. Society doesn’t let upward mobility happen easily. I had fallen from millionaire to pauper. Try renting a house when you have a bankruptcy, foreclosures, repossessions, tax liens and evictions on your credit report. The reality is that it doesn’t matter if you can pay the rent today and tomorrow. You are the number not a person and that culture needs to change.Bad things happen to good people and good people make bad choices.

My mistake during the years of financial meltdown was that I didn’t change fast enough. I made poor financial decisions because I couldn’t or didn’t want to see we were out of money. In 2002 Karen and I spent a month on vacation to the tune of $20,000. When we returned we had trouble paying the bill and it was then that I should have recognized something was different. I’m not sure it was denial at first, but rather the inability to recognize what was changing.

If I had recognized change I would have made different decisions for my family. We would never have sold the house in Milford or bought and leased new cars. I spend a lot of time thinking about how if I had buckled down at that time how different our lives would be today. There were a lot of opportunities that I couldn’t see while we were in the middle of it. I chose not to see opportunity to change and instead unwittingly chose to live in denial.

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